Dheeraj brings more than 20 years of experience in Consumer and Commercial banking industry, spanning Standard Chartered, ABN AMRO, Royal Bank of Scotland, ANZ Bank and American Express. He has deep exposure to engagements across Asset, Liabilities and Wealth products in the front, middle and back office functions (Sales, Go-To-Market, Business Development, Product Marketing, Pricing, Decision & Risk Management, Operations, Strategy Planning & Digital Operations). In his last role as CEO of Funding Societies (a P2P digital lending SME platform), he led the digital strategy development, execution, and enablement to remain agile and nimble and deliver a digital customer journey. He led the Digital banking application process (assisted by PwC and Oliver Wyman) in Singapore for Funding Societies. He has also been a business leader for large operations across Asia in the Payments and Lending space covering products categories like Consumer / Commercial cards, Supply Chain solutions, Secured and Unsecured lending. Dheeraj was the Asia Head for Consumer Cards & Lending for RBS covering 6 countries. He has also spent 7 years as Head of Commercial Cards for American Express in ASEAN where he managed enterprise business across geographies. In these roles, Dheeraj has run with mandates to draw transformation roadmaps and drive the business journeys across all facets; target operating model, customer experience, risk management, governance, standardisation and sustained change. He is an avid nature lover and a badminton player. He spends a lot of time with his wife and two daughters exploring nature through walks and treks.
